Criminal Restitution Prohibited for Insurers
Concerning prohibiting an insurer from receiving restitution through the criminal restitution process.
Official status: Became Law
Prime sponsors
- Cecelia Espenoza (House) — Prime Sponsor
- Yara Zokaie (House) — Prime Sponsor
- Mike Weissman (Senate) — Prime Sponsor
Progress (from the official record)
Official summary
Official text — shown in English exactly as published by the official source. The official text controls.
For the purpose of criminal restitution, the act excludes from the definition of 'restitution' losses for which a victim may be compensated through a private insurance policy, except for worker's compensation insurance. Current law defines a 'victim' as any person who has suffered losses because of a contractual relationship, including an insurance company. The act excludes a person from the definition of 'victim' because of a contractual relationship but clarifies that an insurance company is a 'victim' if the insurance company is a victim of a scheme to defraud the insurance company or when the insurance company's property is damaged or stolen through a criminal act. The act authorizes the court to award a victim restitution for a deductible amount under the victim's insurance policy. The act does not prohibit an insurance company from filing a civil action or pursuing any other civil action against a defendant to recover losses the insurance company has suffered. (Note: This summary applies to this bill as enacted.)
Status timeline
| Date | Location | Action |
|---|---|---|
| 01/14/2026 | House | Introduced In House - Assigned to Judiciary |
| 02/03/2026 | House | House Committee on Judiciary Refer Unamended to House Committee of the Whole |
| 02/06/2026 | House | House Second Reading Laid Over Daily - No Amendments |
| 02/24/2026 | House | House Second Reading Special Order - Passed with Amendments - Floor |
| 02/25/2026 | House | House Third Reading Passed - No Amendments |
| 03/02/2026 | Senate | Introduced In Senate - Assigned to Judiciary |
| 03/09/2026 | Senate | Senate Committee on Judiciary Refer Unamended to Senate Committee of the Whole |
| 03/12/2026 | Senate | Senate Second Reading Laid Over to 03/13/2026 - No Amendments |
| 03/13/2026 | Senate | Senate Second Reading Laid Over to 03/16/2026 - No Amendments |
| 03/16/2026 | Senate | Senate Second Reading Passed - No Amendments |
| 03/17/2026 | Senate | Senate Third Reading Passed - No Amendments |
| 03/25/2026 | House | Signed by the Speaker of the House |
| 03/26/2026 | Senate | Signed by the President of the Senate |
| 03/26/2026 | Governor | Sent to the Governor |
| 04/02/2026 | Governor | Governor Signed |
Recorded votes
- 03/09/2026 — Senate Judiciary: “Refer House Bill 26-1017 to the Committee of the Whole.” — the motion passed on a vote of 5–2.
- 02/03/2026 — House Judiciary: “Refer House Bill 26-1017 to the Committee of the Whole.” — the motion passed on a vote of 7–4.
Proposed amendments (1 proposed amendment)
| Amendment | Committee / floor hearing | Offered | Disposition | Official document |
|---|---|---|---|---|
| L.005 Sponsor: Representatives Espenoza and Zokaie | Floor amendment — Second Reading (House) | 02/24/2026 | Passed | View official document |
Source: Colorado General Assembly (leg.colorado.gov) · Data as of
Full text
- Signed Act version (official PDF), 04/02/2026
- Final Act version (official PDF), 03/23/2026
- Rerevised version (official PDF), 03/17/2026
- Revised version (official PDF), 03/16/2026
- Reengrossed version (official PDF), 02/25/2026
- Engrossed version (official PDF), 02/24/2026
- Introduced version (official PDF), 01/14/2026
Official record
View HB26-1017 on leg.colorado.gov
Source: Colorado General Assembly (leg.colorado.gov) · Data as of
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